How to Insure Your Storage Unit
Renter's Insurance for Storage Units
Renter's insurance is typically purchased by homeowners and renters who have experienced the hazards of renting a house, apartment, or townhouse to safeguard their possessions. Many people need to be made aware that renting a storage facility also comes with the same hazards as renting any other kind of real estate. Anyone renting a storage unit risks experiencing theft, fire, water damage, and other unanticipated catastrophes that could result in the loss of your valuables, much like your house or apartment. If you’re thinking about getting insurance for your storage unit in case of a disaster, check out these expert tips to help you make the best decision.
How to Purchase Insurance
One way to easily insure your stored items is by going through your current homeowner's or renter's insurance policy because the process is quick and easy. When looking to get insurance for personal property kept offsite, many companies provide an add-on or extension which is typically a practical and affordable solution in making sure your belongings are protected. These add-ons usually offer you the same level of protection as if you were keeping your possessions in your house because they cover losses due to theft, fire, and some natural disasters.
You can also purchase policies specifically for storage units, in case your current policy does not cover storage units (or if you are looking for more extensive coverage). These plans are perfect for anyone looking to specifically protect their items from risks such as flooding or insect infestations. Because these occurrences are more likely to happen when renting self-storage, and might not be covered by a typical homeowner's insurance, this option may be a better option for those storing high-value items. This makes it important to take into account various considerations when selecting a policy, like the kind of stuff you're storing, the value of your possessions, and any dangers related to the storage unit's location, including flood zones or high-crime areas.
If you're keeping valuable items like electronics or antiques in your unit, certain policies may come with added features like climate control protection. Additionally, some storage facilities offer insurance or require proof of insurance, making it extremely important to know what coverage is required or optional when renting your unit. When thinking about the cost of this protection, it's helpful to remember most of these policies are extremely affordable making them a great investment.
Renting with Arco's Self-Storage
When renting a storage unit, don’t forget to look into your options and choose a policy that is best for you. One last helpful step in this process is choosing the right storage facility that keeps the safety of your items at the forefront of their practices, which is why renting with Arco’s Self-Storage in Pioneer is your best option. At Arco’s, we offer a customer protection plan which makes it much easier for you to choose a storage unit. Renting with us gives you the option to invest in additional protection for your items with pricing that can be added to your monthly rent payments. Check out our website to find out if our protection plan is right for you and see our convenient prices, location, and enhanced safety features that will make your renting experience the best it can be.
